An operating lease is a type of lease where a business uses an asset (commonly vehicles or equipment) for a fixed period without owning it. The lessor (finance or leasing company) retains ownership, and the lessee pays to use the asset.
How it Works
We set a credit limit for your fleet needs. You can lease vehicles within that limit and adjust as needed (subject to annual review).
- Vehicle does not appear on the lessors balance sheet.
- No residual risk as this sits with the finance company.
- You choose the Dongfeng model to suit your requirements.
Benefits
- No residual risk – return vehicles at the end.
- Optional full maintenance (servicing, tyres, relicensing).
- Simple admin with monthly direct debit.
End of Term
Return the vehicle to an authorised Dongfeng provider – we take care of the rest, and you may lease a replacement if needed.
- All finance offers are subject to approval by Heartland Bank and compliance with applicable lending regulations.
- Warranties and roadside assistance are valid when servicing and maintenance is done as per manufacturer guidelines.
- Terms and conditions apply; full details will be provided at point of sale or lease sign-up.